Located on 5430 Settingdown Road in Cumming, this 4-BR, 3-BA home is not part of a subdivision and comes without mandatory HOA fees. Inside, the home offers 4,159 square feet of finished living space, giving plenty of room for everyday living and easy entertaining. The kitchen functions as the heart of the home with ample counter space, storage, and a natural connection to the main living areas. A central family room and dining area provide a welcoming place to unwind, gather, and enjoy time together. The outdoor space includes approximately 1.702 acres, ideal for gardening, outdoor activities, or simply enjoying the seasons. Practical parking available for multiple vehicles makes everyday living easier for households with multiple vehicles. Located in Cumming but outside a traditional subdivision, this home combines neighborhood convenience with a non HOA setting. With roughly 11 days on the market, this property stands out for condition and location. With an asking price of $899,000, this property represents an appealing opportunity in the current market.